About Us

We’re a team of Certified Paralegals with 20 years of collective experience in the Credit Repair industry. We use the consumer protection laws as leverage to clean up our client’s credit reports and fix bad credit. We can delete errors including Collections, Liens, Judgments, Bankruptcies, Repos, Foreclosures and Child Support. The Laws we use include the Fair Credit Reporting Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, the Rosenthal Act in California, and the Florida Consumer Collections Practices act in Florida to improve clients Credit Score.

A BIG part of what separates us from the rest of the Credit Repair industry is the simple fact that anyone can do “credit repair”, but it really comes down to how effective the process is in which they go about fixing your credit. Our Credit Repair is extremely effective because we hold companies accountable for their violations of the consumer protection laws and will pursue them with our nationwide network of attorneys. This not only allows our clients to have items deleted from their Credit Report, but can also have the debt eliminated all together and in some cases, have our clients compensated for damages!

We speak with many people who tell us they have had third party collections on their Credit Report and go into how they intend on paying them off to Repair their Credit. Contrary to popular belief this isn’t the best route to go when it comes to improving your Credit Score. Unfortunately, there is no proof that the clients actually in fact owe these third parties anything. Just because a company is visible on your Credit Report doesn’t mean that you are legally required to pay them and that’s where WE step in as your Certified Paralegals. Most people aren’t aware that third-party debt collectors aren’t legally supposed to be on your credit because they have never extended credit and are not a Creditor or Credit Grantor by definition. So how do you get rid of them? That’s where our 20 years of Certified Paralegal experience comes in that can give you MORE for your Credit Repair Program.

Alongside Fixing your credit and improving your Credit Score, we will also be building a pre-litigation case. If a collector is not able to validate the alleged debt and continues to collect, we will then pass it along to a member of our nationwide network of attorneys for litigation. There is no cost to the client due to the attorney working on contingency, and the high possibility of the client receiving compensation during the process.

Over the years we have been involved with cases against Bank of America, Wells Fargo, Chase, Experian, Transunion and the list goes on. Our attorneys actually sued these and several other companies for violations of the consumer protection laws and successfully settled every case resulting in the items being deleted from our clients Credit Reports AND having our clients compensated.

It just goes to show how much it pays off to know these consumer protection laws, and having a Certified Paralegal by your side. Contact us today for you FREE Credit Repair consultation!