Credit affects every area of life. When your credit is bad, it follows that your life may face similar hardships in the areas of:
Low credit scores typically mean higher interest rates, and that means higher finance charges on your credit card balances. Repairing your credit would allow you to get a more competitive interest rate and cut back on the money you pay in interest.
Our service includes the following:
1) A private comprehensive initial assessment to review your credit report, your credit objectives, the time frame involved and the best plan to reach your objectives.
2) Sending disputes to the credit bureaus on your behalf.
3) Sending disputes to your creditors on your behalf.
4) Assisting with debt settlements. (Gold plan)
5) Sending documentation back and forth to bureaus, creditors and debt collectors.
We have been trained and take continuous training on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Call us now to find out how with a FREE CONSULTATION.
We are trained Certified Paralegals with a combined 20 years experience with Credit Repair.
We are Consumer Law Advocates specializing in:
TCPA (The Telephone Consumer Protection Act
FDCPA (The Fair Debt collection Practices Act)
FCRA (The Fair Credit Reporting Act) FCCPA (The Florida Consumer Collection Practices Act)
The Rosenthal Act
We use these laws to maximize our effectives in reaching our clients objectives as quickly as possible and in some cases getting our clients paid in the process due to companies violating these Federal laws.
Do the best thing you can do for your future! Contact us today and let our experience save you time, money, and frustration!
We are a team of certified paralegals with 20 years of collective experience in the industry, and we use the consumer protection laws as leverage to clean up our client’s credit reports, includingCollections, Liens, Judgments, Bankruptcies, Foreclosures and Child Support. The Laws we use include the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, the Rosenthal Act in California, and the Florida Consumer Collections Practices act in Florida.
This is a BIG part of what separates us from the rest of the industry because anyone can do “credit repair”, but the question is, how effective is the “credit repair” ? OUR credit repair is extremely effective because we hold companies accountable for their violations of the consumer protection laws and will go after them with our nationwide network of attornies if they do not abide by the laws. This not only allows our clients to have items deleted from their credit report, but can also have the DEBT ELIMINATED and in some cases, have our clients compensated for damages!
While we are doing the credit repair, we will also build up a pre-litigation case. If a collector is not able to validate the alleged debt and continues to collect, we will hand it over to a member of our nationwide network of attorneys for litigation. There is no cost to the client, because the attornies work on contingency, and the client may get paid as well.
One example that stands out is a client of ours that owed Kays Jewelers $5,000. She was stressed out because they were calling her non stop and she didn't know what to do because she couldn’t pay them. We explained to her how the TCPA worked and were not only able to have her debt eliminated, but they settled with her for $30,000.
It really just goes to show how much it pays off to know these consumer protection laws, which is what we specialize in. Call us today!
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